“By loving and serving others, you are turning the key to unlock wealth and happiness.” Daniel Lapin

Wealth Management

Tax Calculator- click to download

Tax Calculator Process – click to download

Annuity Cash-Flow Analysis (In Progress)

Investment Maturity Calculators (In Progress)

Unit Trust Blending (In Progress)


Software: The author, of this software accepts no responsibility for damages resulting from the use of these products and makes no warranty or representation, either express or implied, including but not limited to, any implied warranty of merchantability or fitness for a particular purpose. This software and Excel calculators are provided “AS IS (voetstoots)”, and you, its user, assume all risks when using it.

Publications: Reports and any information which may have been given orally by any member, other officer or duly authorised employee of Fractal Theory cc is based on information from sources believed to be reliable, but is not guaranteed as to accuracy or completeness. Fractal Theory cc, its affiliates, members and other officers disclaim any responsibility for any acts or omissions arising as a result of any of the information gleaned from these reports and/or for any loss occasioned in any manner whatsoever in consequence of the information therein contained. No report nor any opinion expressed therein should be considered as an offer or allocation of an offer to sell or acquire any securities mentioned. Fractal Theory cc, its affiliates, members and officers reserve the right to hold positions in securities mentioned in these publications and further reserve the right from time to time to provide or offer advisory financial services for or to receive such services from any company mentioned in these reports.